FAQ
Car leasing involves a contract in which MC Finance purchases a car at the instruction of the client and allocates it to the client to use for a specified period of time. The client makes monthly lease payments according to the schedule. After the payment of the total leasing amount has been made, the car property is transferred to the client.
An informative car leasing calculator is available on our website.
Any resident of the Republic of Latvia who is 18 years of age or older.
– Stable, documented and foreseeable income in Latvia (and / or abroad)
– Car registered in the Directorate of Road Safety (CSDD) of the Republic of Latvia with a valid technical inspection
Yes.
Within 1 hour during business hours after the submission of your application with all necessary documents.
– Identity document (passport or ID card)
– A document certifying your financial stability - a certificate from the State Revenue Service outlining your income for the last 6 months (income tax certificate, in some cases a statement from a bank account, a copy of an employment contract, etc.)
– Application (may be filled out electronically on our website www.mclīzings.lv)
The purchasable car is an added security for the transaction, however in some cases MC Finance may require a guarantee.
Car leasing is paid monthly in accordance with the payment schedule specified in the contract.
Annual percentage rate is the total loan repayment expressed in annual percent of the total loan amount assigned.
Individuals who want to make repairs or renovations to their apartment or house, purchase real estate or receive money for personal use.
Up to 60% of the market value amount of the financed real estate.
– Stable, documented and foreseeable income in Latvia (and / or abroad)
– Real estate registered in the Land Register.
Yes.
Within 2 business days after the submission of your loan application with all necessary documents.
– Clients passport or ID card
– Loan application (can also be completed electronically using the electronic application form available at www.mchipoteka.lv)
– Statement of income from the State Social Insurance Agency for the last 6 months or other documents confirming the source of income (income tax statement, in some cases - bank account statement, copy of employment contract, etc.);
– Certified real estate appraisal (professional opinion) on the market value of the real estate to be financed (not older than one year)
– If the loan requested was for repairs and / or construction - an estimate of repairs, permit and the construction design is needed.
