MC Finance company was founded in August 2011 under the name “Money Express Credit”, with the aim of giving an opportunity to economically active residents of Latvia in obtaining their own motor vehicle. “MEC” was founded as a result of the economic events taking place during the years 2009 -2010, following the experienced financial crisis, traditional credit organizations drastically limited their lending activities, and a large part of the population of Latvia faced these restrictions in obtaining a loan. During this period, our business has expanded and evolved with new products offerings, also including mortgage lending.

In 2018, when Latvia entered its second century of its state, our company decided to introduce modern changes both in the activities of the enterprise and in the name, transforming and rebranding into AO MS Finance.


Communication, Founded on Transparency and Trust

In this era of modern technology, we greatly value the opportunity to preserve our personal approach. We believe that trust and transparency stems from personal communication, and technology cannot replace the human touch.

Stability and Security

We recognize that our valued clients not only buy vehicles and properties, they acquire the opportunity to make their lifestyle and the lifestyle of their family members more convenient, reliable and happier. We are also aware of the responsibilities that fall on our shoulders to create and carry out a stable and reliable services.


Money, of course is important, nevertheless, the individual is at the center of our values. These are our clients, with varying dreams and needs, and our employees who work diligently to always improve the quality of our services.


Client Service Center: Bauskas Street 58a, 1st floor, Riga
Legal address: Bauskas Street 58a, Cabinet 307, Riga, Postal Code: LV-1004

Bank details for payments

LV42 CBBR 1122 0208 0001 0 (leasing)
LV92 CBBR 1122 0208 0008 0 (mortgage)


Special permission (license) Nr. NK-2016-053 for the provision of consumer lending services in the Republic of Latvia.

Issued on 11.11.2016 for an indefinite period.